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Protect your future with coverage that pays you — not the system. Independent, honest, and built around you.
We help people truly understand their coverage — not just sign papers
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We educate every client on how and when they get paid — so there's no surprise.
Discover moreFamilies, contractors, and business owners across Canada
We walk with you — from application to payout.
Coverage that stays with you, anytime, anywhere.
A+ Superior rating by AM Best
Independent Sales Representative For
Individual and family plan available
Individual and Family plan available
Individual and spouse plans available
Individual and family plan available
Individual coverage
Individual and family plan available
Helping small business owners and self-employed Canadians access smarter health coverage and tax-saving tools.
Getting protected shouldn’t be confusing. Our process is clear, personal, and built around your life — not sales quotas. Here’s what working with us looks like:
Book your CoverageWe start with a simple conversation to learn about your needs, lifestyle, and gaps in coverage — no pressure, just clarity.
You’ll get a tailored recommendation based on your priorities, family situation, and budget. It’s all about what fits you best.
From claim help to life updates, we’re here for the long haul. Questions don’t stop after enrollment — neither do we.
Real feedback from clients we’ve helped out.
"Tracy visited us, reviewed our policies, and helped with our claims. She showed genuine care and gave us peace of mind knowing we had the right coverage. Tracy became a friend during this time, and we’re so grateful for her help."
"You're a special person who truly cares about others. I feel so blessed to have met you."
"Thank you, Tracy, for your expertise and for helping us find the right insurance fit. Your professionalism and consistent follow-ups gave us confidence that you'd be there whenever we needed guidance."
"After my car accident, I was shocked how fast the benefits kicked in. It paid above what my work plan covered. Tracy’s plan was a lifesaver."
"I was introduced to Tracy by a friend. She made understanding insurance easy and the entire process smooth. I now feel well-covered and very thankful for her support."
"I ended up in the hospital for five days. My coverage paid me cash daily — starting on day one. That kind of support is priceless."
"I added Olympia’s Health Spending Account thanks to Tracy’s recommendation. I’m saving money on taxes and have better control over my health expenses."
"Tracy’s honesty stood out. She didn’t try to upsell me — just gave me the facts and let me decide. I trust her completely."
"When my husband had a stroke, our policy paid out fast and helped cover expenses we didn’t even think of. Tracy really cares."
We're here to help protect what matters most—your health, income, loved ones, and livelihood—through personalized, honest conversations backed by care and experience.
Insurance can feel overwhelming. We break it down into easy-to-understand terms, so you always know what you’re covered for and why it matters.
From young families to business owners and contractors, we tailor coverage to your real-world needs—not a one-size-fits-all plan.
We listen before we recommend. Our process starts with conversations that help you understand your risks and options.
Coverage that grows with you. We review, adjust, and support your plan as life evolves.
Life, disability, illness, or health spending. We help you decide with confidence. Do you like this personality?
Honest answers to common questions. Everything you need to know—no fluff, just facts.
